Professional Finance Calculator

Plan and calculate your loans, investments, and mortgages with our professional finance calculator. Instantly view monthly payments, total interest, and amortization details for accurate financial planning.

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How It Works

Our loan and amortization calculator delivers precise results in three easy steps.

1

Enter Your Details

Enter your loan amount, interest rate, and repayment term using our simple input fields.

2

Instant Calculation

Our advanced formula instantly computes your loan payment, interest cost, and amortization schedule.

3

Get Results

See detailed results including monthly payments, total loan cost, and payment breakdown over time.

Additional Tools

Explore more tools to manage your finances and plan smarter.

Understanding Financial Calculations

Learn how our calculators work and make informed financial decisions

Loan Calculations Made Simple

Our loan payment calculator uses the standard amortization formula to compute your monthly payment. It accounts for principal, loan term, and interest rate for accurate repayment details.

  • Exact monthly payment and total cost
  • Full amortization schedule generation

Investment Growth and Compound Interest

Our investment calculator illustrates how your savings grow over time using compound and simple interest.

  • Compound interest projections
  • Contribution and reinvestment modeling
  • Growth comparison and risk insights

Mortgage and Real Estate

Our mortgage loan interest calculator helps estimate true homeownership costs including principal, interest, taxes, and insurance.

  • Complete PITI calculations
  • Down payment and PMI analysis
  • Refinancing and payoff comparison

Frequently Asked Questions

Find answers to common questions about our financial calculators

Enter your loan amount, interest rate, and loan term into the calculator. It automatically computes your monthly payment, total interest, and amortization schedule.

An amortization schedule shows each loan payment divided into principal and interest portions, helping you see how your balance decreases over time.

Yes. You can calculate payments for loans using simple interest or project compound interest growth for investments.

For mortgage and real estate loans, you can estimate PITI — principal, interest, taxes, and insurance — to understand the full cost of ownership.

Our formulas use industry-standard financial equations and round to two decimal places, providing highly accurate loan and investment estimates.

Yes. After calculating, you can export or print the full amortization table showing each payment, interest, and remaining balance.

The interest rate covers the cost of borrowing money, while APR (Annual Percentage Rate) includes additional fees or costs, giving a clearer picture of total borrowing expenses.

Yes. You can run the calculator multiple times with different loan amounts, rates, or terms to compare total costs and monthly payments side by side.

No. All calculations run locally in your browser — your financial information is never stored or shared.